Going to get my license and just want to go ahead and get a ham to listen to in my truck.
Good idea. While many choose a portable radio as their "first", the benefits of a mobile can be a better choice for some. An external antenna will improve performance over trying to use a radio alone inside the vehicle. The better audio is a big upside, too.
Im not looking to spend hundreds of dollars, truthfully. $250 is my max.
That's a very realistic budget.
Im debating between the dual band Kenwood 281a or the TYY 9800 quad band.
My personal opinion is the Kenwood would be a better choice. Even on the amateur side, Kenwood makes good radios.
As for the TYT, here's what I'd suggest considering:
2 meter and 70 centimeter is nice to have, but you really need to look at what's being used in your specific area. Some parts of the country 2 meters is more popular. Some areas 70cm is more popular. Since we don't know where you are located, it's hard to say. My own experience is that 70cm isn't as useful around me as 2 meters.
The 6 meter band can be 'fun', but again, it can be a local thing. There are a few 6 meter repeaters in my area, but they don't get much use. You can sometimes talk over longer distances, but sometimes you can't.
The 10 meter band can be useful, however if you get your Technician license, the FM portion of the 10 meter band is not within your license grade. That means that until you upgraded your license you couldn't transmit (legally) on 10 meters.
If you do upgrade your license, you'll probably want more than just the 10 meter band, so saving that money for a full HF radio might make more sense.
And then there is the antenna. Quad band antennas exist, but they're tall and often quite ugly (my opinion). If you are going to mount this on top of a full size pickup, you might have some issues.
I would like to hear local fire, police,if possible..though I also have a Midland from work that I can do that with.
Depends on what frequencies they are on. If they are all analog VHF, then either radio will work fine.
If they are on some parts of the VHF Low band, UHF, or 700/800MHz and analog only, then the Tyt will work.
If any of them are digital, trunked, etc. then a dedicated scanner might be a better choice.
I've always had good luck with Kenwood gear. While all my radios are now commercial and I have a few amateur frequencies programmed in, if I was in the market for a true amateur radio, I'd go with a Kenwood.
As for the Chinese stuff…
I know some people absolutely love the stuff and have had great experiences. I know just as many people that have had nothing but issues, so it's hit and miss.
While you may save some money, consider all the other ramifications of buying cheaply produced Chinese products.
In the end, it's your decision.