(A Moderator
may wish to move this to the RS forum)
You have purchased a GREAT scanner, but depending on where you live, you might not get all that you want to out of it. Check in the database here on this site and find your local frequencies (and talkgroups if applicable). If you are in a "conventional" area or "trunked" area (Motorola or EDACS), then you should be good to go. If your area is "LTR" or "digital" you may want to purchase a different model.
If you decide on keeping the 95, I would suggest you download the FREE software to program it from
http://www.starrsoft.com, and purchase a programming cable from your local Radio Shack (item 20-289). It makes programming MUCH more simple, and will allow you to open up "extended" frequency ranges that you can't get manually from the keypad.
Good luck!