Welcome to the hobby!
I will also suggest the FT-60R. It is what I started out with as well. Great HT and it can be had for around $150 or less brand new.
However with that said, if you can swing it $$ wise, I would get a mobile as well or instead of the HT. Unless you live close to a repeater or two, you will struggle to make contacts or get out in general. I suffered from some of those issues, mostly because my closest repeater was not very active and the one that was, although close enough, I would still struggle to get into in "a full quieting" signal. It was not until I invested in a "true" outdoor antenna, that my 5 watts was able to get into "all" my local repeaters.
If I could do it all over again, I would have looked harder into starting out with a mobile.....but I was anxious to get on air and have a radio, so in that respect I don't regret going with the HT. As I am just now finally saved enough pennies for the mobile I want and will be pulling the trigger today or tomorrow.
The rest will be entirely up to you, but I will second what Bill above has said. Get into a club ASAP, you will be exposed to so many facets of the hobby and gain so much more knowledge then through any other avenue. Absolute best decision I made after getting my tickets IMHO.
For example, besides what I noted about the facets and knowledge, if it was not for my fellow club members, I would still just be operating on my HT. One member loaned me a Kenwood TM-281 once he found out all I had was the FT-60, so that I could get out to more repeaters on a consistent basis. Another loaned me a power supply. Just recently, I had another member find out I have no HF capabilities, so he loaned me an FT-990 for a few weeks awhile back, while he was out of town. When I returned it to him, another member loaned me a Icom 706MKIIG for as long as need with a tuner, wire antenna and an Astron PS!
So for me, getting out there a meeting hams has been nothing but awesome.
Good luck with whatever you decide and have fun getting on the air!