I think the rules vary if it's noted as a military operations area on nav maps or not. MOA's allow much greater freedom of movement than normal civilian airspace. OTOH, I am about 15 miles from Maxwell AFB and almost every night, we have C-130's obviously training for covert ops flying right over the house. We are directly in the flight path for Prattville Airport and there will usually be a flight of 3-4 C-130's, completely blacked out, flying awfully close to if not below 500 feet AGL. Prattville is uncontrolled and I've heard pilots come up on the unicom asking about traffic and never heard a response from the C-130's. I'm amazed some poor sap in a 172 hasn't plowed into one of these flights yet.