I have the opposite situation. I use a Diamond mobile antenna tuned for the ham band, but from time to time I use it on GMRS. While I haven't checked SWR, the radio works just fine. I might only use the GMRS for 5-10 minutes a week, but there is no loss of performance. Every antenna & radio is different, so I'm certainly not recommending for others to do what I do, but in my case with my equipment, there is no problem. Remember, in my situation, I'm using my radio 98% of the time on UHF ham freq's with the correct antenna. It's only a few minutes a week where I'm using the radio with the wrong bandsplit antenna. And should I blow up the radio [which I doubt] it's a Kenwood wideband only TK 840 which cost me $50, & I have 4 of them. So if I was the OP, & I was to use my equipment 98% of the time on the GMRS freq's, & rarely on Ham freq's, I'd stay with the antenna that's at 50 ft. But if I were going to ragchew on the ham freq's, I'd retune, or change the antenna. I mean what is a radio operator who legally uses a business radio on GMRS & ham supposed to do? GARY N4KVE