Thanks, rapidcharger, for the W5YI reminder.
There is a third option. You can request an examination by three Volunteer Examiners (VEs). Start local and work your way out from your home. If there's a club nearby, contact them, go to a meeting, and ask. In SW Georgia (Albeennny), the local ham club will advertise, via email, that a person has requested an examination and post the time, date, and location. It's likely not going to show up on an ARRL (or W5YI) listing.
*** Try the Dublin club. I know they have VEs ready and willing to help.
Oh, the fourth option: have you found any hamfests that you'll attend? They usually have an examination session.
Keep studying in the meantime. Get 90% and higher on the online (free) exams. Persist.
Fifth option: PM me and we can chat offline. I'm not a VE but know a few.