I went HAM to be able to communicate if cell phones go down or during emergency situations.
Get a radio. Hand held radios are usually disappointing to the new ham. Poor antennas make them subpar performers. Get a good VHF/UHF mobile radio and install it in your car if you do a lot of driving. If you don't do a lot of driving, get a mobile and install it at your house in a place where you can listen.
And listen, and listen some more, until you feel comfortable keying up.
A couple more things:
Your antenna is the most important part of your setup. Far too often those new to the hobby will blow a lot of money on a top tier radio, and then go and hook it up to the cheapest, crappiest antenna they can find. Very often it's a $20 Chinese special off Amazon or e-Bay. Then the frustration sets in. Not uncommon at all to spend as much on a good antenna system as a good radio.
Find someone to talk to, club, random hams, etc. You need to keep doing that so you are proficient. One of the worst things someone can do is to save the radio for "emergencies".
If the time comes to ever use it, you'll quickly be overwhelmed and frustrated. Radio communications is a skill that needs to be learned and practiced. Taking ham exams teaches you very little. Upgrading license classes without actually practicing what you are supposed to be learning is a waste. The license test is simply the cover charge to get into the club. Do not rely on what the license test requires, as it covers very little of the knowledge necessary to use your radios effectively.
And don't rely on amateur radio in emergencies. The people you will talk to are hobbyists like yourself. They are not public safety professionals, and there's zero requirements that they be on the radio or even offer assistance when you need it. Relying on amateur radio for "emergencies" is a very poor plan.
I also got my GMRS license because it was cheap and easy.
Using GMRS with your immediate family (covered under your license) may be a much better tool in an emergency. Those are the people that are going to want to help you, and the likely people that you can actually offer assistance to.
Either way, you need to get a suitable radio.
Don't buy the Cheap Chinese Radios and expect a well performing radio system. This is an expensive hobby, and $20 radios are a good tool to get started, but not what you want long term.
Remember (no matter what ANY ham tells you), to use a radio on GMRS, the radio MUST have FCC Part 95 certification, zero exceptions. Hacked amateur radios are not legal for use on GMRS. You need appropriate GMRS radios for the job.