I presently own both an R75 and an R10, the precursor to the R20. The R10 is subject to severe overload when an external antenna is connected, even when the ATT is on. There is no passband filter, no noise reduction, the noise blanker makes SSB sound worse.
The R20 is good, with a decent portable antenna, if you plan on doing HF monitoring on the go. For the house, definitely go with the R75