The open coil antenna or the quarterwave antenna are both good choices for 800MHz monitoring. If you don't mind the extra height, the open coil will give better performance. If you're in a strong signal area, then I would just go with the little quarter wave. Throughout the years, I've used and sold thousands of antennas, but my all time favorite antenna is still the good old quarter wave whip.
As far as the ground, it's basically like this: The the RF radiating from the antenna is capacitively coupled to the roof. The system acts like a big air capacitor with one plate being the whip and the other being the roof. Capacitive coupling is a low impedance path for high-frequency signals like your scanner hears.
The same principle is used to get the signal through the glass on glass-mount cell phone antennas. Also, if you've ever used an EZ-Tag or similar tollway express lane tag or an RFID tag, then you have used capacitive coupling.
Hope that helps.
Thanks,
Jeff