For some strange reason dual band mobiles are always a compromise, one band almost always suffers a bit in the SWR department. Tuning doesn't seem to help a whole heck of a lot, get it flat across one band and you louse up the other so the best thing is leave the factory adjustments alone, that's about as good as it gets. Some people are just too picky, as long as it's not so high as to cause too much power fold-back all is well, <2:1 is fairly acceptable.
The above reply answered your question to a T and all I did really is place blame where it belongs, on the shortcomings of the antenna. We're done, you're good to go, no further discussion needed.