I'm assisting in digging up an old thread, but I wanted to give a better interpretation of the OP's question:
Voice scrambling on GMRS is allowed provided that it's a single-code, non-rolling, speech inversion type scrambler. That sounds confusing to most, I know. Basically, in the case of the Icom radios, you can use the UT-109 non-rolling scrambler legally, but NOT the UT-110 rolling-code scrambler.
A simple non-rolling scrambler can be unscrambled easily (all you need is another scrambler, or find a program online that'll do it for free). When using a rolling scrambler, the "codes" change every second or so, and follow a proprietary hopping algorithm. Without having the same scrambler in your radio set to the same code, you have little to no hope of unscrambling the audio. This crosses over into the realm of "encryption", even though most of us know it's nothing like true encryption.
At any rate, simple scramblers are okay, anything that changes codes or is a true encryption method is illegal on ALL personal radio services, including MURS. Part 95 of the FCC Rules cover FRS, GMRS, MURS, CB, and the lesser-known personal radio services.
I use Icom's built-in voice scrambler on my radios when I need to say something over our repeater that I don't want people to hear. On the other hand, if it's something REALLY important and can't be heard by anyone else, I'll just give someone a call to say what has to be said. I realize unscrambling my audio is very easy to do, so I still watch what I say. It's good for giving something like a phone number out over the repeater, but not for a social security number or home street address or something.