Right. Range at anything over about 2W ERP (assuming a decently sensitive receiver) will normally be limited by terrain, not by power or type of antenna. Typical "line of sight" (the distance from a person standing on "flat" terrain to the horizon) is about 3 miles. Two people standing on flat terrain would have a line of sight to each other of about 6 miles. So, that is your range (unless one person is a child or sitting down, or transmitting with the radio on their belt...so their antenna would be significantly lower and their line of sight would be significantly shortened). To get more range, you need more antenna height. And, since terrain is almost never truly "flat" (except in some scrub desert areas), using the application I've linked to in my earlier posts can give you the expected line of sight for a specific area.
Of course, buildings and other major "non-earth" obstructions will also limit a radio's line of sight. In a heavily urbanized area, more power will actually help some, as buildings tend to reflect signals around...more power will allow for more power available in a reflected signal and can improve on range. Foliage is not a very significant factor for UHF, but it does have some effect. So, more power could improve range in heavily forested areas where the signal is being attenuated below the receiver's ability to discriminate the signal even though it is still "line-of-light" to the transmitter.
A mobile mount antenna, if mounted on the roof of a vehicle, is generally taller than a handheld antenna, and so will get a bit better range. But, if the antenna is trunk mounted, the range would be worse than standing handheld.
As pointed out, if you want coverage for an area, you need to use a repeater system (GMRS allows for duplex repeaters, where the repeater receives on one frequency--the input frequency--and simultaneously "repeats" or retransmits the received signal on a 2nd frequency at higher power--the output frequency). With a repeater system, the repeater antenna is normally situated tens or hundreds of feet in the air (depending on your budget) and so has a much greater line of sight than either a mobile unit or a handheld unit. This is what lets police agencies talk on low-power handhelds across an entire city...the handheld only has to "see" the repeater's antenna in order to communicate with any other radio on the system.