No one can tell you not to transmit on a specific frequency--they can however tell you that you can't use their equipment (meaning a repeater or echolink node needs a tone if they want to make it private as no one owns the rights to a frequency). You may not interfere with other users--basically don't talk while someone is using a frequency. All frequencies are used on a sharing basis--even repeater frequencies. You may transmit simplex on a repeater input frequency without using a tone and the repeater users are required to share the frequency with you.
Your entire post is wrong on more levels than I care to count.
While your license allows you to transmit anywhere within the ham bands you're licensed to, that doesn't necessarily mean it doesn't carry some consequences.
Your advise that you can transmit on a repeater input frequency without a plan tone does not mean you won't cause interference.
Read 97.101:
General standards.
(a) In all respects not specifically covered by FCC Rules each amateur station must be operated in accordance with good engineering and good amateur practice.
(b) Each station licensee and each control operator must cooperate in selecting transmitting channels and in making the most effective use of the amateur service frequencies. No frequency will be assigned for the exclusive use of any station.
(c) At all times and on all frequencies, each control operator must give priority to stations providing emergency communications, except to stations transmitting communications for training drills and tests in RACES.
(d) No amateur operator shall willfully or maliciously interfere with or cause interference to any radio communication or signal.
***
Good amateur practice includes following local band plans and local practice. If you were to transmit on a repeater input, and an interference case filed against you, 97.101 would be the applicable rule used against you.
I can install a repeater on 145.0 without coordination and no one can do a thing about it.
That's not entirely true. If you cause interference to a coordinated repeater, the FCC will place the burden of responsibility upon you.
Are you even aware of the space communications sub bands where terrestrial simplex transmissions will likely earn you a citation? There's even a piece of the 2 meter band that you can't use for just any old thing.
The US military is the primary user on the 420-450 band, and sometimes prohibits the use of all or part of the band. Same thing for the 1200 band. They may take a slice out of it for some specific purpose, and if you don't participate in the local band plan, the knock on your door might be the FCC accompanied by the US Air Force.
I am even aware of specific cases where they asked for a specific repeater to be turned off temporarily because the input or output frequency was needed for something.
At best, your advice is ignorant, and if it gets passed on to New comers to the hobby would lead to more problems than we already have. At worst, your advice is maliciously dangerous and could cause a new operator following it to wind up transmitting on frequencies that are specifically denied.
Advice such as yours needs to be completely ignored.
The better advice is to find out what local practice and bandplan call for.