Hi N Mize and all,
You cannot use an SWR meter to tune an antenna on those frequencies unless you hold an FCC GROL since you need a transmitter to supply the RF. You may consider borrowing an antenna analyzer from a local ham, I don't recall the specifics of the popular brands but one or another should cover the frequency you want to tune it to. When properly tuned there will be a marked improvement in reception over a hit or miss proposition you get from construction diagrams that only put you in the ballpark. I got lucky, ONCE.
Basically the point where the coax is connected in the U section determines feed point impedance or "tuning", resonance is a function of the length of the main vertical section and should be spot on if you cut it to the proper length. There are several variations on a theme so just follow the tuning instructions for the one you built. If you know how to read an SWR meter you know how to use an analyzer, just ignore the fancy stuff and go with what you're familiar with.
I see by the frequency you mentioned you're interested in the railroad segment of the VHF Hi Band so tune the antenna for 161MHz even and you're right where you want to be. Ah, I hear the 6:17 pulling out of the station now, the GP40-PH2CAT notching up and blowing for the crossing. That's NJ Trainset for you, 4 minutes late as usual. (;->)