Currently, the US Coast Guard Auxiliary allows the use of modified amateur radios for use on NTIA frequencies for performing duties related to the USCG or the USCG AUX. Every week you will find lots of Kenwood, Yaesu, Icom, Elecraft and similar radios on their Govt frequencies. This is much different than MARS or CAP or any other Govt organization I've seen. The USCG AUX does require a Part 90 certified radio for use on any of their VHF frequencies or systems.
Unless the radio is FCC certified for operation on "commercial frequencies", it would be illegal to transmit on those frequencies whether the user is "authorized" or not.
A rather well-known online amateur radio dealer charges $35-50 to perform "MARS mods" on brand new radios before they ship them. I'm not saying they are doing anything illegal. But, they are extracting additional funds for a useless service. Useless in that the radio can't be legally used to transmit out of the amateur radio bands and isn't accepted for use on MARS or CAP.