Well....to sum much of my original question...I am certainly not a "prepper"
...I do own a modest amount of weapons and ammo. Just trying to get the communication angle covered a bit better.
Ok.
I think I understand what you're wanting to do. It sounds more than a little like being a "prepper" to me. I don't mean that as a criticism, it's your money. But there are a few misconceptions that the prepper community has about ham radio.
I was under the impression that when all regular communications are wiped out, HAM will still be able to operate...at least that's what the "preppers" would have you believe.
Are they referring to loss of all satellite relayed communication??
The idea that ham radio can work when all else fails is predicated on the fact that ham radios are capable of functioning without a fixed infrastructure. That's IT.
Beyond that simple concept, it can get quite complicated. You need to decide who you want to talk to when the **** hits the fan, and how far you want to talk. A few miles to your fiance? Well, depending on what's in between those few miles, a couple of portable radios might not make it without the help of a repeater. That's infrastructure. That repeater might be down, or it might be really busy with people trying to help with all that **** that's hitting the fan.
The biggest fallacy of ham radio helping out in a situation such as yours is the fact that the basic utility and survivability of ham radio owes
EVERYTHING to the operator who is familiar with his radio, familiar with radio theory and propagation, and has enough technical skill to put things together when they break. Without that knowledge and skill, that radio is little more than an expensive brick. Or in the case of a Baofeng or similar, it's little more than a cheap brick.
Ham radio is a hobby unto itself. It's utility can only be realized if you use the radio frequently, become part of the ham radio community, learn about the various resources, frequencies, repeaters, modes, etc. etc. etc. that are available to you, and learn the ones that interest you. You need to know what frequencies are appropriate for what you want to do. Just turning on the radios and selecting a "channel" isn't sufficient. You need to be sure you're not transmitting on some repeater input, or on some emergency net, or in some "forbidden" piece of spectrum like the satellite uplink band segments.
If a pair of radios to store in a box "just in case" is what you need, I'd suggest GMRS. If enjoying the full utility of ham radio, and being able to actually make use of it in an emergency is what you actually really need, I'd suggest you get involved in one or more of the local clubs and learn all you can.
You DO realize that your fiance will have to get her ham license, too... right??