What COULD happen? It could get confiscated. You would never see it again, plus pay court costs for being prosecuted for having it. Plus aquire a 'record'. That's what COULD happen. All it takes is one cop having a bad day, or who hates listeners.
I'd say, not worth it, if you insist on not getting that ham license. Listen at home (and work, if allowed). Getting the needed (for Florida law) ham ticket is relatively easy, just an investment of time. Plus, you get to carry an actual ham rig too, and chat with other hams, not just listen.