What would you suggest for a new ham with very limited finances? If we want to keep this hobby alive, the more options , the better. While internet based things are great and useful and should be a part of the hobby, , I believe the title of this post is 2 meters and the hobby is “Amateur Radio” not Internet.
There hasn't been any of those in the area here in quite a few years either. Cell phones have almost completely replaced ham radio as far as being "useful". When the club did exist here did they use their 2m repeaters to communicate among the club and pass information around? Nope. They used cell phones, Instagram and Facebook and held their club "meetings" on Google Meet.