A big chunk of metal on a tree-less mountain ridge is even more of a target than a human traversing it.
It ain’t “overthinking”. It was a sensible question.
Generally, not a problem given proper method.
Risk, is location over all else.
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The diagram is helpful and contains the standard lightning-safety advice. Still, it doesn't fully express the topographic diversity of situations out there that I've experienced over the decades. For instance, one may be in a very large and generally high area where the valleys may be shallow and not far below the ridges. Or, topography may consist of gently rolling uplands cut by occasional inaccessible river canyons.
I'm confident that maintaining situational awareness and using common sense will be effective in minimizing lightning risk the vast majority of the time, but not always. The disastrous 2020 Creek Fire in California appears to have started from the lightning strike near the bottom of a 2000'-deep canyon, for example.
In some cases weather can sneak up on you. I had that happen to me decades ago. At sunset there were just some puffy small clouds, but later I was extremely surprised to find a lightning storm had started. (The usual thunderstorm pattern in the mountains of California is daytime development of storms, which peak in the afternoon then die down late in the day, though I've seen exceptions to that.)
It all comes down to informed risk management. I know that some of my past choices in retrospect were too risky, but it's also not realistic to always retreat to deep valleys in case something develops overnight. A lot of remote areas don't have internet access, though I may be able to tune in to NOAA weather.
What make/model is your new vehicle?
Ford Bronco. Right now a shop is installing an aftermarket aluminum top. That will provide a good ground plane, unlike the OEM soft top or non-metallic hard top. It should also function like an integrated metal roof in case of a direct strike. I will be sleeping in the vehicle sometimes.